Your company cares about your health and well-being and already offers you Alan’s hospitalisation insurance. But it doesn’t stop there. Today, through your flexible income plan, you can:
We are lucky to benefit from one of the best healthcare systems in the world. However, it has always cared for the sick. At Alan, we shift the focus from acute sick care to prevention and early diagnosis.
That’s why we offer you the possibility to chat with a doctor to ask any question, why we reimburse psychology sessions, nutritionists, blood checks, and much more. We care about your general well-being.
The Information document about the insurance product (IPID) provides a detailed overview of the coverage and possible restrictions.
Our Terms & Conditions mention:
- Partner: who is domiciliated and living at the same address as the employee.
- Children: fiscally at charge of the employee or the living partner, younger than 25 years. Children of 25 years or older can also be added to the insurance policy. They will pay the same premium as an adult or ‘partner’.
The limit applies to the part you need to pay yourself: on top of what your mutuality will reimburse.
Let’s say your bill is €100 and your mutuality will reimburse €50. Alan will reimburse 80% of the remaining €50 euro. That means that Alan will reimburse €40, this is the amount that counts for your yearly limit.
When you believe you or your family runs the risk of exceeding the limit of €1000, we advice you to choose a limit of €2500.
Good to know: your selected limit is per person. This means that if you include your partner, you each have a limit of €1000 or €2500.
Why is health insurance through my flexible benefits plan more beneficial?
There are two reasons for that, which means you enjoy a double benefit! 🎉
1. You pay for your insurance using your gross salary
In your Flexible Benefits plan, you spend gross salary, hence it is a tax-friendly way of purchasing benefits: the €28,50 of Flexible Income budget corresponds with a net pay of ~ €12,00.
2. You and your colleagues share the insurance risk together
As an individual, you would pay a higher premium for the same coverage, because of the higher risk for an insurance company. With Alan, you and your colleagues benefit from a more attractive group premium, because the risk is shared with your colleagues.